About us | Banca Popolare di Sondrio

One of the first cooperative banks to be established in Italy, inspired by the cooperative credit model advocated by Luigi Luzzatti, Banca Popolare di Sondrio has been serving the communities in which it operates since its foundation in Valtellina in 1871.

Over time, its scope of action has been extended to the whole country, while maintaining strong ties with its area of origin, where the Head Office and Central Departments are still located.

Following the approval of the corporate transformation resolved by the Extraordinary Shareholders' Meeting on 29 December 2021, the Bank has been operating as a joint-stock company. In July 2025, after the conclusion of the total public purchase and exchange offer promoted by BPER Banca S.p.a., Banca Popolare di Sondrio became part of the BPER Banking Group, which serves approximately 6 million customers with around 2,000 branches throughout Italy and approximately €410 billion in financial assets.

Key numbers

as of 30/09/2025

Total assets

57 €bn

CET1 ratio

16.60 %

Branches

513

Employees

3,717

BANCA POPOLARE DI SONDRIO

The Bank offers its customers (families, professionals, small and large companies, public institutions, etc.) services that will satisfy their every banking, financial or insurance need.

BNT BANCA SPA

BNT Banca SpA, a company that supports the farming and agri-food and serves households and individuals with loans against the assignment of one-fifth of salary or pension and delegation of payment. BNT also includes Prestinuova spa, a financial intermediary based in Rome that provides loans repayable via the assignment of one fifth of salary/pension.

BPS (SUISSE) SA

Swiss bank wholly owned by the Parent Company, formed in Lugano on 3 May 1995, with 20 operational units today – counting branches, agencies and desks – in Switzerland and abroad. Plus, of course, the Direct Banking virtual branch. The broad and diversified activities of BPS (SUISSE) cover all the sectors typical of a universal bank, operating in accordance with the philosophy of the Group: customer-centric banking.

FACTORIT SPA

Factorit SpA, which factors and manages the collection of trade receivables on a with- or without-recourse basis; it also grants advances on such receivables.

SINERGIA SECONDA SRL

Sinergia Seconda Srl, active in the property sector, which mainly provides operational support for the activities of the Bank and other members of the Banking Group.

POPSO COVERED BOND SRL

Popso Covered Bond srl, a SPV involved in the issue of covered bonds.

PrestiNuova srl – Agenzia in Attività Finanziaria

PrestiNuova srl - Agenzia in Attività Finanziaria, a wholly owned subsidiary of Banca della Nuova Terra spa, will act as an agency in financial activities for the public, focusing mainly on loans repayable by salary and/or pension assignment.