About us | Banca Popolare di Sondrio

The Banking Group in the centre of the Alps

One of the first cooperative banks to be founded in Italy, inspired by the cooperative credit model advocated by Luigi Luzzatti, Banca Popolare di Sondrio has been serving the territories in which it operates since its foundation in Valtellina in 1871.

Over time, the range of activities has been extended to the whole country, while maintaining strong links with the area of origin where the Head Office and the Central Departments are still located.

Following the approval of the corporate transformation resolved by the Extraordinary Shareholders' Meeting of 29 December 2021, the Bank operates as a joint-stock company and heads a banking group with over 150,000 shareholders, more than 500 branches and over 900,000 customers.

Banca Popolare di Sondrio boasts a long history of growth, values and culture, based on mutual trust and nourished by a passion for work, constant attention to customers and the evolution of their needs. On the strength of its solid founding principles that have inspired a balanced and profitable business model, the bank looks to the future with confidence and works with determination to continue to carry out its activities effectively, to the benefit of customers and all stakeholders.

Key numbers

as of 31/12/2023

Total assets

58 €bn

CET1 ratio

15,37 %

Branches

507

Employees

3,580

Banking Group
Banca Popolare di Sondrio

BANCA POPOLARE DI SONDRIO

Parent company of the homonymous Group, Banca Popolare di Sondrio offers its customers (families, professionals, small and large companies, public institutions, etc.) services that will satisfy their every banking, financial or insurance need.

BNT BANCA SPA

BNT Banca SpA, a company that supports the farming and agri-food and serves households and individuals with loans against the assignment of one-fifth of salary or pension and delegation of payment. BNT also includes Prestinuova spa, a financial intermediary based in Rome that provides loans repayable via the assignment of one fifth of salary/pension.

BPS (SUISSE) SA

Swiss bank wholly owned by the Parent Company, formed in Lugano on 3 May 1995, with 20 operational units today – counting branches, agencies and desks – in Switzerland and abroad. Plus, of course, the Direct Banking virtual branch. The broad and diversified activities of BPS (SUISSE) cover all the sectors typical of a universal bank, operating in accordance with the philosophy of the Group: customer-centric banking.

FACTORIT SPA

Factorit SpA, which factors and manages the collection of trade receivables on a with- or without-recourse basis; it also grants advances on such receivables.

SINERGIA SECONDA SRL

Sinergia Seconda Srl, active in the property sector, which mainly provides operational support for the activities of the Bank and other members of the Banking Group.

POPSO COVERED BOND SRL

Popso Covered Bond srl, a SPV involved in the issue of covered bonds.

PrestiNuova srl – Agenzia in Attività Finanziaria

PrestiNuova srl - Agenzia in Attività Finanziaria, a wholly owned subsidiary of Banca della Nuova Terra spa, will act as an agency in financial activities for the public, focusing mainly on loans repayable by salary and/or pension assignment.